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|
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| Loan
Rates |
 |
 |
 |
| Loan Rates - Fixed APR |
| Rate
Name |
Term(Years) |
APR |
Notes |
| First Mortgage |
|
Please Inquire
|
|
| Home Equity Fixed |
5 |
5.75%
|
Up to 89% Loan to Value |
| Home Equity Fixed |
10 |
6.25%
|
Up to 89% Loan to Value |
| Home Equity Fixed |
15 |
6.75%
|
Up to 89% Loan to Value |
| Home Improvement |
5 |
6.75%
|
90 - 100% Loan to Value |
| Home Improvement |
10 |
7.25%
|
90 - 100% Loan to Value |
| Home Improvement |
15 |
7.75%
|
90 - 100% Loan to Value |
| Home Improvement |
5 |
6.95%
|
101-125% Loan to Value |
| Home Improvement |
10 |
7.45%
|
101-125% Loan to Value |
| Home Improvement |
15 |
7.95%
|
101-125% Loan to Value |
| Construction Loans |
|
Please Inquire
|
|
| Mobile Homes |
|
Please Inquire
|
|
| Personal Loans |
|
as low as
9.55%
|
1,4 |
| Visa Credit Card |
|
11.90%
|
|
| Vehicle Loans |
|
as low as
4.95%
|
1,3,4 |
| Recreational/Seasonal Equipment |
|
as low as
4.95%
|
1,3,4 |
|
| Loan Rates - Variable APR |
| Rate
Name |
Term(Years) |
APR |
Notes |
| RV's/Seasonal Equipment |
|
7.00%
|
96-144 months - 3 |
| Share Secured |
|
5.50%
|
|
| Ready Reserve LOC |
|
11.00%
|
|
| Home Equity LOC |
|
6.50%
|
|
| Certificate Secured |
|
Please Inquire
|
CD Rate + 2% 2 |
|
| Student Loans |
| Rate
Name |
Term(Years) |
APR |
Notes |
| Subsidized (Undergrad) |
|
6.00%
|
|
| Subsidized (Grad Students) |
|
6.80%
|
|
| Unsubsidized (Grad & Undergrad) |
|
6.80%
|
|
| Student Loan - Plus Loans |
|
8.50%
|
|
| Private Education Loan |
|
8.25%
|
|
|
|
1) APR based on individual credit history
2) Subject to minimum 5.50% APR (floor)
3) Terms subject to age/type of equipment
4) Rate subject to term |
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